It's best for individuals and small businesses on a budget. You may not use a modified device to use the Services if the modification is contrary to the manufacturers software or hardware guidelines, including disabling hardware or software controlssometimes referred to as jail broken.. An in-person payment is any payment made by a buyer while at a seller's physical location and using the seller's POS device such as an iPad or iPhone. We help you comply, but you also need to cooperate with us. In accordance with the AAA Rules, the party initiating the arbitration (either you or us) is responsible for paying the applicable filing fee. Keep your passwords safe, dont give the wrong people access to your account, and dont expose your customers card information. Each party agrees that state courts in the City and County of San Francisco, California, or federal court for the Northern District of California, referenced below, may enter injunctive relief to enforce the pre-filing requirements of this paragraph, including an injunction to stay an arbitration that has been commenced in violation of this paragraph. By enabling and offering Pay with ACH, you hereby agree to the ACH Service Terms. If an error results in your receipt of more funds than you are entitled, Square may recover the extra funds from you. For purposes of this Section 28, process, sell, and business purpose(s) have the meaning ascribed to them by the State Privacy Laws. You also may not use the Payment Services to process cash advances. To reduce your exposure to these risks, payments taken in offline mode expire after 24 hours. Your use of the Services may be subject to the terms of your agreements with your mobile device manufacturer or your carrier. You permit Square to share information about you and your application (including whether you are approved or declined), and your Square Account with your bank or other financial institution, or as otherwise specified in the Privacy Notice. Everything You Need to Know About Square Payment - InvoiceBerry Blog During registration we will ask you for information, which may include but is not limited to, your name and other personal information. Regardless of payment device or method, we reserve the right to collect Paid Service Fees by deduction from your transaction proceeds, the Balance (as defined in the Payment Terms) in your Square Account or your linked bank account. WITHOUT LIMITING THE FOREGOING, SQUARE SPECIFICALLY DISCLAIMS ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. We arent a bank, and to make it work we partner with card brands, banks, and other partners that help process payments. It does include information that your Buyer has provided you through Square Appointments, Square Invoices, or to receive Loyalty-related or promotional text messages. General Terms of Service - Square But if you process payments above IRS reporting limits, were required by law to report that information about you to the IRS. If you give a refund but dont have enough funds in your Square account, we can recover the difference from you. The Notice must: (i) include your name and account number; (ii) provide detailed information sufficient to evaluate the merits of the claiming partys individualized claim and for the other party to determine if an amicable resolution is possible; and (iii) set forth the specific relief sought, including whatever amount of money is demanded and the means by which the demanding party calculated the claimed damages. Customer service for your business is your responsibility. You grant us different types of recovery rights to help us recover funds that you owe us, and you breach these terms if you fail to repay in full. Square Payments - Square Developer You may opt-out of receiving promotional email communications we send to you by following the unsubscribe options on such emails. Click save. You represent and warrant to us that: (a) you are at least eighteen (18) years of age; (b) you are located in the United States; (c) you are eligible to register and use the Services and have the right, power, and ability to enter into and perform under these General Terms; (d) any information you provide in connection with the Services, including your business name, accurately and truthfully represents your business or personal identity under which you sell goods and services; (e) you and all transactions initiated by you will comply with all federal, state, and local laws, rules, and regulations applicable to you and/or your business, including the Health Insurance Portability and Accountability Act (HIPAA); (f) you will not use the Services, directly or indirectly, for any fraudulent undertaking or in any manner so as to interfere with the operation of the Services; and (g) your use of the Services will be in compliance with these Terms. You must complete this form by providing your name, address, phone number and the email address(es) you used to sign up and use the Services. YOU WAIVE ANY RIGHT TO HAVE YOUR CASE DECIDED BY A JURY AND YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION AGAINST SQUARE. You will not upload or provide Content or otherwise post, transmit, distribute, or disseminate through the Services any material that: (a) is false, misleading, unlawful, obscene, indecent, lewd, pornographic, defamatory, libelous, threatening, harassing, hateful, abusive, or inflammatory; (b) encourages conduct that would be considered a criminal offense or gives rise to civil liability; (c) breaches or infringes any duty toward or rights of any person or entity, including rights of publicity, privacy or Intellectual Property Rights; (d) contains corrupted data or any other harmful, disruptive, or destructive files; (e) advertises products or services competitive with Squares or its partners products and services, as determined by us in our sole discretion; or (f) in our sole judgment, is objectionable, restricts or inhibits any person or entity from using or enjoying any portion of the Services, or which may expose Square, its affiliates or its customers or other persons to harm or liability of any nature. b) We may receive Personal Information from Buyers for the purpose of performing Services on your behalf as described in these General Terms. By using any of the Services, you agree to these General Terms and any policies referenced within (Policies), including our Privacy Notice (see Section 8) and terms that limit our liability (see Section 19) and require individual arbitration for any potential legal dispute (see Section 22), which are collectively incorporated herein by reference. You also agree to receive notices from us electronically. Square's fees for online processing are 2.9% + $0.30 and include . It works on any iPad, iPhone, Android device, and Square hardware. If you have pending chargebacks, we may delay payouts to you. Dont try to process illegal or unauthorized transactions. Unless theres an ongoing investigation, if your Square account is closed, well cancel pending transactions and pay out any funds you have left in your account as normal. We may amend the Terms at any time with notice that we deem to be reasonable under the circumstances, by posting the revised version on our website or communicating it to you through the Services (each a Revised Version). Square values your privacy, particularly with respect to your financial transactions and data. We take no responsibility and assume no liability for any Content, including any loss or damage to any of your Content. You certify that your use of the Payment Services through Square is to receive payment(s) that are reportable payment transactions as defined in United States Treasury Regulations section 1.6050W1(a)(3) and the associated applicable state and local regulations, including, but not limited to, the payments for goods and services. In addition to any payment obligations under the Payment Terms, the following sections of these General Terms survive and remain in effect in accordance with their terms upon termination: 5 (Your Content), 6 (Copyright and Trademark Infringement), 7 (Security), 8 (Privacy), 13 (Effect of Termination), 15 (Ownership), 16 (Indemnity), 17 (Representations and Warranties), 18 (No Warranties), 19 (Limitation of Liability and Damages), 20 (Third Party Products), 21 (Disputes), 22 (Binding Individual Arbitration), 23 (Governing Law), 24 (Limitation on Time to Initiate a Dispute), 25 (Assignment), 26 (Third Party Service and Links to Other Web Sites), and 29 (Other Provisions). You also authorize us to recover funds from you when needed. To provide this opportunity, before commencing any arbitration or suit, each party agrees to send to the other party a written Notice (Notice). In such circumstances, you agree that you will comply with the data protection laws applicable to you and will provide data subjects with information on the processing of their personal information which satisfies the transparency requirements of such data protection laws and which ensures that personal data may be processed fairly, lawfully and in a transparent manner. 1-16, including its procedural provisions, fully applies. If we are not able to resolve the Dispute by informal negotiation or, as provided below, in a small claims court, all Disputes will be resolved finally and exclusively by binding individual arbitration with a single arbitrator (the Arbitrator) administered by the American Arbitration Association (https://www.adr.org) according to this Section and the Commercial Arbitration Rules for that forum, except you and Square will have the right to file early or summary dispositive motions and to request that the AAAs Expedited Procedures apply regardless of the claim amount. However, we cannot guarantee that unauthorized third parties will never be able to defeat those measures or use your personal information for improper purposes. Notwithstanding Sections 21 and 22, in the event of any dispute between two or more parties as to account ownership, we will be the sole arbiter of such dispute in our sole discretion. The Privacy Notice explains how Square collects, uses and protects the personal information you provide to us where Square makes use of your personal data to provide you with the Services or for its own purposes. You grant us Recovery Authorizations concerning processing errors. If we suspect that your Square Account has been used for an unauthorized, illegal, or criminal purpose, you give us express authorization to share information about you, your Square Account, and any of your transactions with law enforcement and, as deemed necessary by Square, our payment processing and financial institution partners. We share your application with our bank partners, and they or Square may decide you cant use our services. Provide accurate personal information during registration and keep the information current. a) For purposes of this Section 28, Buyer Personal Information means any information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household that is processed by Square in connection with its Services to you. You may cancel a Subscription Service at any time from your Square Account settings. We can terminate or refuse your access to the service at any time, for any reason. We will not voluntarily make funds available to our creditors in the event of bankruptcy or for any other purpose. The Networks are the sole and exclusive owners of their respective Network Marks. What Is Square Payment? Who Does It Do? that the law considers them unclaimed or abandoned, well notify you to retrieve them. Square specifically disclaims any responsibility or liability in this regard and you agree to fully indemnify, defend, and hold Square harmless against any damages, losses, Taxes, and any other related expenses or costs. When a payment is made to your Square Account, we will update your Square Account activity on the website and provide you a transaction confirmation. Any amounts so deducted or withheld shall be treated as having been paid for all purposes of these Terms and Square will not be obliged to increase or gross-up any payment on account of any withholding of Tax. You may modify or remove your Content via your Square Account or by terminating your Square Account, but your Content may persist in historical, archived or cached copies and versions thereof available on or through the Services. These General Terms of Service (General Terms) are a legal agreement between you, as a current or prospective customer of Squares services (you, your) and Block, Inc. Square Capital, LLC, and/or Square Financial Services, Inc., (Square, we, our or us) and govern your use of Squares services, including mobile applications, websites, software, cloud-based solutions, hardware, and other products and services in the United States of America (collectively, the Services). Any arbitration hearing will occur in San Francisco, California, at another mutually agreeable location or, if both parties agree, by telephone or videoconference. If you do something using our Payment Services that leads to us, or our processors, getting sued, fined, or investigated, you agree to cover us. Significant portions of the Network Rules are available to the public at https://visa.com, https://www.mastercard.com, and https://www.americanexpress.com/merchantopguide. You will only accept Cards for transactions that are allowed by applicable law. For example, Square may ask you to present invoices from your suppliers, a government issued identification such as a passport or drivers license, a business license, or other information. If you take a lot of card payments, the card brands might require that you also enter into an agreement directly with them, called a Commercial Entity Agreement. For terms that apply until then, see here. You understand that by using the Services, you may be exposed to Content that is offensive, indecent, or objectionable. You will not act as a payment facilitator or otherwise resell the Payment Services to any third party. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL SQUARE BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, INABILITY TO USE, OR UNAVAILABILITY OF THE SERVICE. General Terms of Service These terms apply if you signed up for Square on or after March 1, 2023 and shall become effective and apply to all Square Sellers on April 11, 2023. You agree that all transactions you process through Square are real sales and dont break any laws. Upon request, you shall provide Square with the necessary information to complete any applicable Tax Information reporting and recertify such information from time to time, as may be required by applicable law, or otherwise in connection with any Tax audit or examination.